Monday, December 3, 2018

What comes first - People or Infrastructure?

The concept of the development of Paerata began before Franklin became part of Auckland when the then Auckland Regional Council were looking for areas to build more houses. One of the other areas they were considering was the Pukekohe A&P Showgrounds, and that subsequently took some 5 years to fight off.

I was Chairman of the Franklin Economic Development Agency at the time, bringing together the economic, business and tourism groups to look at ways to develop opportunities for Franklin.

There are many who believe that the sole reason for annexing Franklin into Auckland City was purely and simply a land grab to enable them to build the huge number of houses they anticipated would be needed for the burgeoning Auckland population - and they had pretty much run out of land in the city.

One of the issues raised then and still relevant, is the use of elite soils on which to build houses. Now we are flat out building dormitory suburbs in Franklin in elite soils.. And the fact is that Franklin will go from being one of the least populated of the 21 Wards of Auckland, to the most populated in a relatively short period of time.

The owners of the land were looking at how to develop that and originally were looking at a concept of Live, Work, Play. This would be a mix of businesses and homes so people could either bicycle or walk to work and hence develop a true sense of community where people got to spend more time with their families and be involved in their community. A lovely ideal.

Regardless of the model, for me there are a couple of issues with any housing development. The first is using elite soils to build on. The second is our approach of people first, then infrastructure.

In 1950 the average farm fed 27 people, by 1917 the number had risen to 150 people fed per farm. The experts predict that by 2050 the world population will reach 9.6 billion. That is a lot of mouth's to feed. To meet that future demand, the United Nations Food & Agriculture Organisation  estimates that agricultural production will need to increase by 60%.

More homes are needed to house that population. Its a world wide issue. However the world's farmland is decreasing. Every two years an area roughly the size of Britain is lost to agriculture. as houses are built on prime agricultural elite soils. So what is Auckland's food security policy? Or will we just increase our food imports from unregulated providers elsewhere in the world.

One of New Zealand's most popular and colourful local politicians, Dove-Meyer Robinson was the longest serving mayor of Auckland city, holding office for 18 years between 1959 and 1980. He had a vision of the future and the development north of the city. And he wanted to build a bridge that would see the road, rail, pedestrian, cycling needs of a growing city way into the future. The Government of the day said he didn't need that and offered him one third of the cost. Of course we all know more capacity for road traffic was needed pretty soon after and more recently  we have been regretting the lack of that rail link.

That minimalist approach to infrastructure has continued, hence we are always playing catch-up.

Currently I drive 48 kilometres to work. If I were to take public transport, it could be three train rides and at least one bus. It takes around an hour and a half by car, sometimes two, and God willing there are no accidents which stem the flow completely.

That is at least 3 hours per day, 15 hours per week, 750 hours a year I do not get to spend with family, community or other interests such as, sport and church. As thousands more houses come on line, that commute is going to increase substantially and in a very short space of time. As new house come on line and are occupied, there will be more and more commuter traffic. The wasted time will dramatically increase and the social cost to families and communities will be immense.

The only major infrastructure project to deal with or more likely mitigate somewhat is the  short stretch of motorway widening between Karaka and Takanini.

I had the good fortune to see a development in China. I saw houses, highways, rail, town centre, schools and services - everything you would need to support a large population but not a single person in sight except construction workers. When everything was finished then the people came to take up residence.

How sensible is that?

Extracts from this BLOG were first published by Stuff.co.nz on Monday 3rd December 2018.






Wednesday, October 17, 2018

Welcome to The Royal A&P Show 2018



Good evening Mr President, I would also like to introduce members of the RAS Executive here this evening, Vice President, Brent Snellex from Rangiora, Kelly Allison from the deep south and Cara O'Connor who has been  equestrian judging all day and unable to be with us this evening.The RAS CEO, Debbie Cameron is also attending the show.
The Royal Agricultural Society of New Zealand is the umbrella group for the 97 A&P Shows and 65 Breed & Kindred Societies in New Zealand. It is also one of the oldest organisations in NZ, with its own Act of Parliament and Royal Charter.
Yoda, the Star Wars Jedi Master so prophetical said, “Difficult to see. Always in motion is the future.”
That is certainly the case with the Agricultural economy.
Gene editing technology has highlighted some benefits it could bring to agriculture,  such as removing allergy causing compounds in cow’s milk; disease proofing Manuka honey; speeding up apple variety selection; significantly reducing pest levels and shortening the time to market for developing new crops.
The Agri-Science community is, without doubt, an exciting place to be.
It is also great to see the launch by the Red Meat Profit Partnership, of the Key Performance Indicators booklet with 16 core KPIs to help farmers measure their business performance.
And on a more basic note, experience based observations such as that revealed by Steve Wynn-Harris in a recent Farmers Weekly. He disclosed that at 60 he isn’t fast enough to catch stud lambs to tag.
He has taken to using a fishing net to catch them. The net, apparently, is also handy for popping over one of the triplet lambs and standing on the handle while he deals with the siblings.
Innovation drives growth and unearths opportunities. From this gamut of innovation, development and practical experience we must remember the community in which we live and to whom we sell.
We must be aware of the issues of environment; animal well-being; nutrition; ethical and sustainable production; how red meat is being produced; and evolving consumer expectations and concerns.
We should not be allowing the Vegan Lobby under the guise of animal welfare to dictate the negative and biased establishment media agenda.
We have not been doing a good job of anticipating or responding to those issues. Therefore many people are misinformed about farming. Young people, the next generation of consumers, have their own expectations. Many urban kids have no idea there is a whole other world outside their suburb. It is easier for them, and their parents, to absorb click bait headlines adorned with emotion than it is to read in-depth articles that pursue the evidence.
We need to take everyone with us & leave no-one behind!
And that, ladies and gentlemen, is why we need A&P Shows.
Over the 26 week season there will be 97 of them quite literally from one end of the country to the other.
These Shows are a unique, marketing, educative, relationship building machine that no one business could ever dream of recreating to promote their interest. The A&P platform provides fun; opportunities for hands on; asking questions without feeling intimidated and to get a positive and good understanding of our industry.
Shows are important to illustrate reality at a glance.
And what is more, this promotional machine comes with a huge voluntary and sponsor support network.
Mr President, thanks to you and your great Hawkes Bay A&P team here at the Showgrounds Hawkes Bay Tomoana, your generous sponsors and volunteers, for getting together to create something special, The New Zealand Royal A&P Show 2018, the flagship event of the 97 Show network.
Hopefully many agriculturally vested interest groups recognise this amazing opportunity to showcase; to tell the story; to create the news; and to engage with the wider and influential urbanised community.
Finally, Mr President, I am pleased to advise you that the Executive of the Royal Agricultural Society have awarded the Hawkes Bay A&P the right to host a Royal A&P Show for the next three years. We are most grateful for the work you have done for the brand and we wish you all the best for the future.
 

 

Monday, October 8, 2018

The T2 Driving Schmucks Club



Each morning I access the motorway at Karaka to join many others for a while on the way to my office.

The  on ramp is divided into three lanes, all clearly signed for purpose. Two of them are for folk like me, one person per vehicle. We have to queue up and our access to the motorway is controlled by a set of traffic lights which moderate the traffic to hopefully improve traffic flow. A third lane on the left is reserved for heavy or commercial vehicles (over 3.5 tonne) and vehicles with 2 or more passengers. Their flow onto the motorway is not hindered by traffic lights.

I have noticed that apparently there are some exceptions to the T2 rules. Some vehicles which have only one driver, or are a ute under 3.5 tonnes, have the right to use this lane they would not otherwise qualify for. Using this lane puts them up to 20-30 vehicles ahead in the queue. Use doesn’t seem to be universal though, for example, not all utes with one person on board get to use the lane.

This would be a club worth belonging to.

It is frustrating when you have observed all the rules, worked your way to the head of the queue, to have a vehicle like AKA6**, with one person, come swooping up on your inside to nudge their way ahead of you into the next queue.

So how do I get to belong to this club? Initially I assumed they were some kind of emergency worker required immediately somewhere to save a life or prevent a domestic flight hi-jacking, but apparently not.

In a community like ours, if you don’t know something you do not have to ask too many people to get the right connection. And I know a person or two who know stuff. But to my complete surprise I could find not a single person who knew how to get membership to this special and privileged club.

I had contemplated hopping out of my car and asking the driver of AKA6**., after all he had a sign on the tailgate window of his station wagon which read ‘Intelligent Protection System’, but no he was off on his next busy move.

I had given up ever finding out how I could become a member of this club and gain such a traffic advantage. That was until I ended up sitting next to an older chap having a coffee at Mangere Bridge Village. We were chatting away and I raised this subject then asked him if, by chance, he knew anything about this club.

I was quite unprepared for his very enthusiastic revelation in response. Thank goodness I wasn’t sitting across from him otherwise I would have been showered by a mouthful of Chai Latte (without sugar)!

That was followed by a burst of words, many of which I wouldn’t normally use and from what others tell me, are not printable. But I did pick up what I thought was a key word in my search for the club – ‘Schmucks!’

Success!  Finally, a vital word clue in my search for membership of this special and exclusive club. So I am off to chat with another friend, Mr Google, to find out more about this ‘T2 Driving Schmucks Club’. I’ll let you know how I get on.
 
First published in the Franklin County News on 27th September 2018

Saturday, September 8, 2018

Techno Nosey Parkers

Your employer could be using your social media presence to see if you are looking for a new job.

You may recall a month or so back I wrote about Facebook and how we are now keenly aware of how our data is being accessed and manipulated, often without our knowledge.

And if you post a picture of yourself, and your face is visible, you can be identified by those nosey parkers. Well, there is a whole new meaning to nosey parker now.

Google tracks your movements even if you have turned location history off. An investigation has found that even if you explicitly tell Google not to track your location and movements on your iPhone or your Android smartphone, they do anyway.

The investigation found that users are being misled by Google’s claim that for those who turn off Location History “the places you go are no longer stored.” In fact, even with Location History turned off, some Google apps automatically store time-stamped location data without asking. For example, Google stores a snapshot of where you are when you merely open its Maps app. Automatic daily weather updates on Android phones pinpoint roughly where you are. And some searches which have nothing to do with location, like “chocolate chip cookies,” or “kids science kits,” pinpoint your precise latitude and longitude, accurate to the square foot, and save it to your Google account.

So many of the company’s services track your location, it’s virtually impossible for the user to know just how many services they need to disable to regain their privacy. Now that you have digested that, take a swallow of this next revelation.

There is a powerful new “face search” engine that could be a privacy nightmare. Cybersecurity firm Trustwave has released an open source tool to find accounts of large volumes of people across social media platforms by automatically matching names and profile pictures.

The tool, Social Mapper, is designed for testing security measures and gain access to computers. Social Mapper users provide their own login credentials to various social networks, along with a file specifying names and facial images of the people they are interested in targeting. The tool then logs into the likes of Facebook, LinkedIn and Instagram, and uses the sites search tools and open source facial recognition tools to find and log likely matches.

Whilst designed for a specific security purpose, there have to be concerns about whether it could be used for malicious purposes or to violate people’s privacy. And we already know privacy doesn’t count for much in this techno world. Once Social Mapper has finished running and the reports have been collected here are just a couple of uses that information could be used for:
  • Create fake social media profiles to ‘friend’ the targets and send them links to credential capturing landing pages or download malware. Recent statistics show social media users are more than twice as likely to click on links and open documents compared to those delivered via email.
  • Trick users into disclosing their emails and phone numbers.
  • View target photos looking for employee access card badges and familiarise yourself with building interiors.
But wait there is more.

In San Francisco, hiQ, a data mining company helps employers predict which of their employees are thinking about jumping ship.

They built their business on the back of a valuable cache of data – public user profiles on the professional networking site LinkedIn. Is the data you share publically on social networking sites like an announcement in a public space?

LinkedIn says ‘No’.

hiQ says ‘Yes’ and recently a California judge sided with hiQ.

First published in the Franklin County News Thursday 6th September 2018.

Tuesday, August 21, 2018

Communities Redefined

A while back in the good ol days of the Franklin District I recall attending a community meeting in Waiuku to discuss the Council Plan. I was fresh back from a visit to the States where I had spent a few days in Tucson Arizona as the guest of the University Business School. Water was pretty precious there in the desert. I was impressed that every house had two separate supplies of water. One was treated water for human consumption the other was recycled grey and waste water to be used for flushing the toilet, watering the garden, washing the car.

At the Council meeting in Waiuku I asked what our plans were for water recycling, and also why every house didn’t have a water tank. Neither of those were on the agenda.

Of course now we are flat out building dormitory suburbs in Franklin on A class growing soils. Instead of doing what we always do, the development could have been a fabulous opportunity to make a difference.

There are those who argue our modern lifestyle is utterly unsustainable. The technology already exists to change that and it is just a matter of applying science into the architecture of everyday life.

ReGen Villages is a start-up real estate development company aiming to build small, self-sustaining residential communities around the world. The first one is expected to be completed in Almere in the Netherlands in 2018. It will collect and store its own water and energy, grow its own food, and process much of its own waste. Also, no cars. Each completed village will house 100 families on about 50 acres. ReGen villages are designed to give people an environmentally friendly alternative to urban life.

ReGen stands for regenerative, where the outputs of one system are the inputs of another. The concept combines a variety of innovative technologies, such as energy positive homes, renewable energy, energy storage, door-step high yield organic food production, vertical farming aquaponics / aeroponics, water management and waste-to-resource systems. Food waste will turn into fish food for aquaculture, and houses will filter rain water.

Homes in these communities are totally designed for sustainable living. The community shares water storage facilities and there are areas for livestock, communal dinning, playgrounds and communal learning centres.

A living machine system will use plants and trees to filter sewage, and a separate anaerobic digester will handle the neighbourhood’s sewage and provide irrigation or water reused in energy systems. A system for processing food and animal waste will use black soldier flies and aquatic worms to digest the waste and create both chicken and fish feed.

James Ehrlich is the founder of ReGen Villages. He reckons a neighbourhood can be connected the way it’s supposed to be which is around natural resources. As cities become increasingly expensive and crowded, Ehrlich believes this type of development may become more common.

There is a terrible housing crisis and Governments around the world are in a desperate situation to build probably over a billion new homes. At the same time they wrestle with a number of things including the commercial interests of farmers, the commercial interests of traditional real estate developers and material companies which have been doing things the same way for a long time. Without doubt we need to provide new kinds of suburbs and new kinds of neighbourhoods.

Have we missed the opportunity to lead by example, in our clean green country, to redefine residential real-estate development for the next three billion people coming to the planet?

 
First published in the Franklin County News 21 August 2018 

Tuesday, July 24, 2018

Our Web ID Tag


I am not a big user of face book. Unless I am expecting some news or information via that medium, or I want to put something up, I might check it out for an hour twice a week.

Don’t get me wrong, I think face book is a great idea. I enjoy keeping up with family and friends. It’s a delight to see younger relations growing and vicariously sharing their development and learning through regular updates on facebook.

When I first accessed this service I was invited to read the conditions and rules. Never did and don’t know anyone else who did. If I wanted to use face book I had to agree, so I would take my chances.

When the recent face book / Cambridge Analytica affair broke cover there was outrage. As the matter progressed I began to feel the outrage was unwarranted and perhaps the type we inflict on others when we have made a mistake and they have exploited it.

You see neither face book or Cambridge Analytica did anything wrong. We, the users of face book had accepted the terms on which we would access and use this communication tool. There may have been some aspects of use not particularly or specifically covered in the agreement, but then there was no rule saying it couldn’t be done.

Instead of being vilified, Cambridge Analytica should be congratulated for their incredibly clever idea and using what they had gathered so creatively and powerfully.

That congratulations should also include thanks for them drawing our own irresponsibility and downright stupidity into such compelling and frightenly close focus. We are now keenly aware of how our data is being accessed and manipulated, often without our knowledge.

Both face book and Google gather information about us from things we actually provide to them, like geotagged photos, messages, emails and profile information. But they and other tech companies can also assemble huge troves of data about us – what we like, what we read, the trips we are thinking of making – by following us around the web.

They can also track us when we go from web page to web page if those pages have like and share buttons on them, or even just comment fields.

It doesn’t even matter if we interact with these buttons and comments or not. Every app we load is another open door inviting organisations and people, completely unknown to us (let alone their motivation), to gather information, make assumptions about us, and share with others for commercial gain.

It’s not just the social media and search giants that use sneaky techniques to follow us around the web. Virtually every other online ad and data company uses another intrusive method known as fingerprinting. This allows us to be identified by them identifying a unique set of characteristics of the device that we are using. These characteristics include configuration, fonts and plug ins that they use to assign us a unique finger print or ID tag and track both us and our device.

And if you put a picture of yourself, and your face is visible, you can be identified by those nosey parkers. Sobering though huh?
 
[First published in the Franklin County News 17th July 2018 page 6.]

Thursday, June 14, 2018

The slaughtering is futile and senseless


The dreaded words mycoplasma bovis arrived in our vocabulary as a bit of a shock.
Given we were one of about two countries in the world that did not have the disease present, I would have thought at least an air raid alarm would have started sounding relentlessly demanding our attention. But apparently not.
And then, oh my goodness, there seemed to be a bit of it about. Suddenly late in January The NZ Dairy Event (Dairy Week) Chair received a letter from Dairy NZ advising that although the Event was perceived to be low risk in light of the fact that not all links with infected farms had yet been completed, their advice, “...was to avoid co-mingling of cattle between islands.” MPI supported the advice.
Consequently the Event Committee made the decision to request South Island exhibitors to withdraw their show and sale entries from the 2018 event. This effectively excluded some of the top dairy cattle in New Zealand attending the National event. Now more people were sitting up and paying attention. However, the expectation was to reduce the risk of infection until other measures were found to eradicate the disease. And the slaughtering of cattle started in the belief the disease could be eliminated.
Mycoplasma bovis is a bacterial disease commonly found in cattle all over the world. It leads to serious conditions in cattle and therefore constitutes an animal welfare and productivity issue. It spreads from animal to animal through close contact, and between farms through the movement of animals that are infected but may not be showing symptoms. It does not infect humans and presents no food safety risk. There is no concern about eating meat, milk and milk products.
My interest stems from my role as the President of the Royal Agricultural Society of NZ (RAS) which is the umbrella group for the 95 Agricultural & Pastoral (A&P) Shows throughout the country and 65 Breed Societies and associated groups. Our RAS Southern District Council in the South Island met and a number of shows made the decision not to run dairy and or beef cattle classes to minimise any risk.
A major decision for an A&P Show, given one of their prime purpose is to bring country to town, providing an educative platform for showing excellence in agriculture.
I attended a round of meetings throughout the country from Whangarei in the north to Winton in the deep south, where we discussed the issue at our livestock forums.
There was universal concern that the focus was solely on the elimination of the disease, which was looking less and less achievable.
Our Shows, Exhibitors and Breeders wanted to know, given the commercial cattle industry continues to prosper and cattle showing continues unabated and unhindered in dozens of other countries living with the disease, whether there was information as to whether the management of cattle herds was a common denominator in seeing the rapid spread of the disease, and what contingency plans the Government and MPI intend to implement if the disease could not be eliminated.
And then the disease was in the North Island and down the road in Cambridge!  It should be clear to everyone by now, the slaughtering is futile and senseless.

Published in the Franklin County News Thursday 14th June 2018

Monday, May 28, 2018

The working poor

Opinions on poverty are often formed with little first - hand understanding of the impact of on-going material hardship.

A 2017 MSD paper estimates 40 per cent of children in material hardship have working caregivers. These families are facing undue hardship. They are households that cannot escape hardship despite at least one adult working full time.
The most important thing is that we know that a sizeable portion of the poor kids come from working families.
The effects of low wages - found in a 2018 MBIE report that analysed tax records - might be obvious to some. Low-wage workers have more short-term jobs, hold multiple jobs at once, and find themselves on the benefit more often. We have increasing numbers of people employed on contract work, as-and-when needed, and work that can just change at any time.
Research consistently shows poverty / hardship leads to more ill-health, much lower life satisfaction, much more associated with crime, and lower educational attainment. These are all of the things we absolutely don't want in society.
In New Zealand, we pay low wages and work long hours. By comparison Australians earn on average 32 per cent more, Canadians 22 per cent and the British 9 per cent.
The working poor - You could work all week and have only $20 to show for it.
You could be mother-of-two Joanna, working a retail job in Henderson, with take-home pay of $550 eaten up by rent of $530 every week.
This isn't a story about rental prices in Auckland. This is a story about low wages, high living costs, and the working poor. And it's a story that's increasingly being told around the country.
For almost two years, a solo mum in Motueka has struggled to find a home for her family. The working mum and her young son have been homeless. They have couch-surfed, stayed with friends, slept in a car and stayed on the floor of a family member's home. Flooding during the February storms meant they were displaced again, the tent they had been living in was damaged, the domain they were camped out at now closed.
Unless you have a safe place to live with privacy and security, it isn’t a home. And without a proper home life is very difficult to manage.
Many kids won't have the stationary they need for school, they won't have warm clothes, lunch to eat, clean undies, their own bed tonight to sleep in or shoes on their feet.
A husband works 40 hours a week as a mechanic, earning $20 an hour. After tax, he gets $460. But their rent is $330. Then there's power, and petrol. Other things come up and they've taken out loans, because as the saying goes, they've had to rob Peter to pay Paul. By the time they get to buying groceries, they are looking at $80 to feed five people - two adults and three children.
Brand new doesn't exist for them, instead they have op shop things. Gone also are the days of having meat and veggies on the table every night. They now often have noodles, eggs and baked beans. The wife and husband often skip meals to feed the kids. Sometimes, the wife doesn't have tea at all and doesn't say anything to her husband so he won't feel bad.
Unemployment is at its lowest in a decade but wage growth has stagnated. So you can get a job, but it might not cover all the bills. 
Sitting between employment rates and wage statistics are the working poor - employed, but doing it hard. 
Joanna, is 49, and has been behind the counter at a major New Zealand retailer for almost 20 years. It takes Joanna around 40 hours at $20.40 an hour - $4 above the minimum wage - to earn the week's rent. Her $550 weekly pay cheque - after tax, KiwiSaver, union fees, and $20 tucked away for Christmas - is practically gone before it's in her hand.
A $70 accommodation supplement from Work and Income helps - but it still won't cover the bills. She has to reapply for it every three months, which is insulting, She works bloody and has to take time off work to go to the WINZ office to do that. And it won't feed her two boys, who are at university. They each pay board of $140 a week, which helps put food on the table and keeps the lights on.
They couldn't afford to pay more, because they're struggling students. If they wanted to move out and do their own thing, she just couldn't afford to stay there anymore.
So what's Joanna left with? Not enough to pay for parking, of $25 a week, at the mall where she works. She kept getting tickets because she wasn’t paying for parking … so she has been riding a bike to work.
She sits tight, keeps to a strict budget, and doesn't ask the landlord to fix anything for fear the rent will increase. But what if the car breaks down? Joanna has asked Work and Income for help before, and the response is a firm "no". They just say, 'You're on good money, your wage is good'
Another, a single mother, earns $800 a week. Then you deduct $500 for rent and $300 for childcare. She is a nurse; she has got a degree and training. It's not just people who you might automatically think of.
Rentals are so expense. If people can’t get a State house they have to go for a private rental … you can't find anything under about $350, and that will be a crappy little studio. Average rental in Auckland (January 2017) $528, North Shore between $505 - $693; Rodney between $442 - $553; South Auckland between $449 - $607; West Auckland $451 - $579; Mangere 3 bedrm $495 and 4 bedrm $550 - $700.
There is no official ‘poverty line’ in New Zealand as there is in other countries and no formal agreement about exactly how to measure poverty.
There is general consensus however, that the strongest indicator of poverty is your level of income. There is also some consensus that an income level set at 60% of median household disposable income after housing costs is a reasonable level of income to protect people from the worst effects of poverty.

The current minimum wage is $16.75 x 35 hours per week equals $586 per week. Deduct tax at 17% which is $99.62 leaving a net pay of $486.38. Work & Income rates 28hrs a week as full time work. The lowest average rent for South Auckland mentioned above is $449.00, leaving you $37.38 to live on.
 
Ask yourself – how would I get by if I had to provide for myself and family out of this income? This is the daily reality for hundreds of thousands of people in New Zealand.
Some groups are more likely than others to be in poverty: Beneficiaries, children, Māori and Pacific peoples, and sole parents are more likely to experience poverty than other groups. There is a growing group of older people.
The super was calculated on the assumption that you would be mortgage free and own your own home by the time you qualified for superannuation. The single rate nets you about $371 a week. How is that looking after you have paid your rent of $449?
What does poverty mean for people: Being in poverty means experiencing hunger and food insecurity, poor health outcomes, reduced life expectancy, debt, and unaffordable or bad housing.
There is not enough help available when you really need it
Benefits are not enough to live on with dignity – this is the real issue.
The resources of organisations providing emergency assistance are stretched.
The benefit system is complex and people are often not made aware of their entitlements.

Housing assistance is inadequate.

With the best budgeting skills there still isn’t enough to pay the bills
Because people in poverty must survive on very low incomes, they are adept at budgeting and making ends meet.
Contrary to the popular myth, people in poverty don’t spend all their money on alcohol, smokes and gambling.
Inadequate income is the real issue affecting the ability of people in poverty to manage their finances.
Debt can be a problem for some low-income people, but debt is often linked to tragic circumstances.
Debt and problems managing money isn’t just an issue for people in poverty.
Living on a benefit is not a ‘lifestyle choice’. Nor is living on a benefit a good ‘lifestyle’.
Few women receiving a benefit are unmarried teenage mums.
Most sole parents stay on benefits for a short period. and usually only while their child is young.
There is some benefit fraud, but most debt to Work and Income is the result of negotiated ‘recoverable assistance’ loans or ‘Innocent Overpayment Debt’.

Getting a job doesn’t solve the poverty problem
Employment alone does not solve poverty.
Most beneficiaries want to work. International research does not support the assumption that beneficiaries lack a work ethic and are content with the beneficiary ‘life-style’.
Obtaining work in itself does not guarantee that poverty will be alleviated. Many jobs are ‘precarious’ or insecure and don’t pay as well (or offer the same security) as a full-time, permanent job.
There are good reasons why not all beneficiaries should get a job right now: health problems, disabilities and childcare responsibilities all present major barriers to work.

Making life hell on a benefit does not reduce poverty
Most people are on benefits only for a short time.
There is no evidence that cutting benefits reduces dependency.
An argument for back-to-work policies is that it is good for children to see their parents working but research has shown negative outcomes for older children when parents are pushed back to work.
It is poverty, not dependency that is the problem.
Economic growth alone does not solve poverty
Economic growth alone will not necessarily address poverty and inequality.
The gap between the rich and the poor is large and shows little sign of declining.
There are more people in poverty now than there were in the 1980s.

Income disparities between Māori, Pacific peoples and Pakeha remain high.
The rise in inequality in this country between the mid-80s to the late 90s was the biggest in the developed world. Three decades on, the legacies of tax cuts for the rich, benefit cuts for the poor and jobs lost to technology and globalisation are having an impact.
The most recent figures, from the Ministry of Social Development's 2016 Household Income Report, show the highest-earning 10 per cent of Kiwis used to make five to six times more than the lowest 10 per cent. Now, their income is 9 times higher.
The twin factors of low incomes and housing unaffordability mean more Kiwis are struggling.
A high level of inequality can mean the population is less socially connected. People begin to live very different lives. They lose that sense of other people's lives, they lose that sense of empathy for each other so trust declines. Society is less cohesive.
It also creates an uneven playing field; the children of less privileged parents are not as likely to succeed  
Child poverty is a reality in New Zealand and its costing us dearly.
As much as $10billion of public money is required every year to deal with the negative consequences of child poverty. Independent research has shown that three quarters of that cost is avoidable.
Children living in income poverty develop more pressing health needs. Children who are maltreated are more likely to have poor mental health into the future and also more likely to be involved in the justice system. This extra burden on the justice system alone costs $2billion every year.
No child should experience severe and persistent poverty, least of all in a land of relative abundance.
There is no simple solution to address the causes and consequences of child poverty -- solutions need to address a range of factors. Poverty is the result of a breakdown in a number of facets in a fragile ecosystem of community wellbeing.
The Children’s Commissioner notes a significant and durable reduction in child poverty is possible, but will take time and money. It requires political vision, courage and determination. Above all, it means making children our priority and making effective use of the best available evidence.
The first step is to adopt a strategic framework for addressing child poverty issues and ensuring accountability for outcomes; then


·       enact of legislation requiring the measurement of child poverty


·    set short-term and long-term poverty-reduction targets
·       establish various child poverty-reduction indicators
·       monitor and report on results.